Oby Ugboma

Chief Risk & Compliance Officer (CRCO)


The straight and narrow is never a one-size-fits-all. In my team we ensure we stay on the straight and narrow in all our many facets…staying ethical, and remaining resilient despite any challenges that may blow our way. You have to admit, any business unprepared for the business landscape is not worth investing in.

I hold a BSc (Hons) in Biotechnology from Imperial College, London, as well as a BSc (Hons) in Financial Services from Alliance Manchester Business School. I am a certified Financial Risk Manager (FRM), a Fellow of the Chartered Institute of Bankers (FCIB) and a Chartered Stockbroker (ACS).

Before joining the Y’ello family in 2022, I was Group’s Chief Risk Officer at FSDH Holding Company Limited, Chief Risk Officer and Managing Director, Risk and Compliance, at Chapel Hill Denham Nigeria from 2011 to 2021, Executive Director and Head of EMEA Operational risk, at the Financial Services Authority (now FCA) and HSBC Bank plc as well as worked internationally in senior positions including at J.P. Morgan.

Driving business continuity, crisis management frameworks, leading successful management of national crises and major service disruptions is our goal…it’s my goal.

We are here, doing good for our brand together.