Enjoy Seamless Airtime and Data Purchases with Xtrabuy
Stay connected effortlessly with Xtrabuy—a convenient service that lets you purchase airtime and data bundles directly using USSD banking, your debit/credit card, or a direct bank transfer. When either your airtime or data is running low, Xtrabuy delivers personalized offers just when you need them, making top-ups faster, smarter, and simpler.
Smart Offers
You receive personalized airtime and data bundle suggestions tailored to your usage patterns.
Instant Access
Offers are pushed to you automatically when your balance is low.
Flexible Payments
Choose your preferred payment method—Bank USSD, account transfer, or card payment.
Secure Transactions
All payments are processed via secure gateways with advanced encryption.
No Hidden Charges
Failed activations are not charged, and refunds are available when necessary.
With Xtrabuy, you enjoy multiple secure ways to pay:
1. Bank USSD
Pay directly via your bank’s USSD platform. Once you select this option, you’ll be redirected to your bank’s interface where you can complete the payment easily.
2. Bank Account
A secure payment link will be sent to you, redirecting to your bank’s payment gateway. Follow the steps to authorize the transaction using your bank account.
3. Bank Card
Use your debit or credit card by following a secure payment link. Enter your card details and confirm your purchase. You can also save your card for faster future checkouts.
Products Available on Xtrabuy
Xtrabuy offers a range of airtime and data bundles tailored just for you:
Frequently Asked Questions
What is Xtrabuy?
A. Xtrabuy is a service that allows MTN customers to purchase airtime and data bundles directly from MTN using their USSD banking, their debit/credit card or by direct bank transfer.
How do I access Xtrabuy offers? 
A. Xtrabuy offers are automatically pushed through USSD channel to eligible customers when their airtime or data balance is low.
What payment methods are available in Xtrabuy?
A. Xtrabuy offers multiple secure and convenient payment methods to complete your purchases:
- Bank USSD: You can pay directly using USSD banking. Once this payment option is selected, a redirection takes place to your bank’s USSD environment where you can seamlessly authorize the payment. Note: Bank USSD should be enabled and linked to your MSISDN.
- Bank Account: Xtrabuy can generate a payment link that redirects you to your bank’s online payment platform, allowing you to authorize the payment directly from your bank account. Note: A smartphone is needed for this option.
- Bank Card: Use your debit or credit card to pay for Xtrabuy offers. A secure payment link will redirect you to a platform where you can enter your card details and confirm the transaction. Note: A smartphone is needed for this option.
How does Bank USSD payment work?
A. After selecting a product and your preferred bank, you will be redirected seamlessly to your bank’s USSD platform, to authorize the payment directly (enter PIN). Once the payment is processed, your purchase will be confirmed, and the product will be delivered.
How do I pay with my Bank Account?
A. A payment link will be generated and sent to you. By clicking the link, you’ll be directed to a secure payment gateway, where you can follow the provided instructions for completing the payment through your Bank Account.